🔍
Find
Fynlo scans your last 12 months of transactions and surfaces every forgotten subscription, free trial that auto-renewed, and recurring charge quietly draining your account. Most people find 4-6 things they forgot about.
Avg. $74/month found
✦ AI-Powered Financial Intelligence
Finance, finally made easy — launching soon
Fynlo is an AI-powered app that finds your forgotten subscriptions, analyzes your spending patterns, and predicts what next month looks like before it happens. We're putting the finishing touches on it — join the waitlist and be first to know when we launch.
🔍 Find Subscriptions·🧠 AI Spend Analysis·📈 Future Predictions
🔒 No spam ever · Free to join · Be first when we launch · Unsubscribe anytime
⭐⭐⭐⭐⭐ 500+ people already on the waitlist · Launching soon · Free forever to start
What fynlo does
One app. Three things that change how you see money.
Most budgeting apps tell you what you spent after it's too late. Fynlo tells you what's coming.
🧠
Understand
Our AI analyzes your spending across every category and finds patterns you never noticed. Spending more on weekends? Food delivery doubled last month? Fynlo tells you exactly what's happening with your money.
Powered by AI
📈
Predict
Fynlo's AI looks at your income, fixed costs, and spending patterns to forecast what next month looks like before it happens. Know where you'll overspend before you do — not after it's too late.
See your future spend
$348
That's how much the average American wastes every year on forgotten subscriptions and unused services
A gym you stopped going to. A meditation app you opened twice. A VPN from 2022. Three streaming services you forgot about. A free trial that became $14.99 a month. It adds up.
$29
Average monthly cost of forgotten subscriptions
6
Average forgotten subscriptions per person
68%
People who don't know all their active subscriptions
The fynlo AI brain
Smarter than a spreadsheet. Simpler than any app you've tried.
Six AI features that change how you think about money forever.
🧬 Spend DNA
A personalized breakdown of your spending personality. Are you an impulse buyer? A subscription hoarder? A weekend spender? Get your full Spend DNA profile and share it.
📊 Future Spend Forecast
AI predicts what you'll spend next month by category before the month starts. Know your risk areas in advance and adjust before it's too late.
🚨 Smart Anomaly Alerts
Charged twice by the same company? Spending 60% more than usual on food? Fynlo notices instantly and alerts you before it compounds.
💬 Ask Fynlo Anything
Natural language AI chat. Ask "How much did I spend on food last month?" or "Am I on track for my savings goal?" Get instant intelligent answers.
🏆 Subscription Health Score
A score out of 100 rating your subscription health vs. your income. Improve your score. Share it with friends. Challenge them to beat it.
📅 Month-End Projection
See exactly how much you'll have left at the end of the month based on your current spending pace. Adjust before you hit zero.
Be honest. How many of these are still on your statement?
Most people are genuinely shocked when they see the full list.
Netflix · Hulu · Disney+ · HBO Max · Peacock · Paramount+ · Spotify · Apple Music · Amazon Music · Audible · Amazon Prime · Apple TV+ · YouTube Premium · Calm · Headspace · BetterHelp · Noom · MyFitnessPal · Peloton · Duolingo · MasterClass · Skillshare · LinkedIn Premium · Adobe Creative Cloud · Dropbox · iCloud · Google One · Microsoft 365 · NordVPN · ExpressVPN · LastPass · Norton · ClassPass · Strava · Gym Memberships · Free trials that auto-renewed · Apps you downloaded once · Services you forgot about entirely
The average Fynlo user finds 6 things they're still paying for but haven't used in months.
Join the Waitlist FreeHow it works
From zero to full financial clarity in 3 minutes
01
Connect Securely
Link your bank using Plaid — the same technology trusted by Venmo, Robinhood, and Coinbase. Read-only access only. We see transactions, never your credentials, never your money.
02
Fynlo Goes to Work
Our AI scans 12 months of transactions, finds every subscription, categorizes every dollar, and builds your complete financial picture in under 60 seconds.
03
See Everything Clearly
Get your Spend DNA, Subscription Health Score, future spend forecast, and a full dashboard of everything you're paying for. Then decide what to cut, keep, and change.
Launch timeline
What happens next
01
Join the waitlist
Sign up with your email. It takes 5 seconds and it's completely free. No credit card ever.
02
Get early access
Waitlist members get exclusive early access before the public launch plus 30 days free on any paid plan.
03
Change how you see money
Connect your bank, find forgotten subscriptions, and let our AI show you exactly where your money goes.
What people find when they use Fynlo
⭐⭐⭐⭐⭐
"I found a gym I've been paying $49.99 a month for since I moved cities 14 months ago. Fynlo found it in seconds. Almost $700 I just threw away."
Marcus T., Chicago
$49.99/mo found⭐⭐⭐⭐⭐
"Three streaming services I forgot about after changing passwords. Found all of them in 45 seconds. The AI spend analysis completely changed how I think about money."
Priya S., Austin
$38/mo found⭐⭐⭐⭐⭐
"I work in finance. I track everything. I still had a meditation app I haven't opened since 2023. The future spend prediction is genuinely scary accurate."
James K., New York
$12.99/mo foundTestimonials are representative of the experience Fynlo is built to deliver. Early beta feedback coming soon.
Simple pricing
Start free. Upgrade when you're ready.
No credit card required to get started.
Pricing shown is our planned pricing at launch. Waitlist members get 30 days free on any paid plan when we launch.
Free
$0
always free
- Subscription scan
- Basic spending breakdown
- 3 months history
- Health score
Fynlo Plus
$7.99
per month
- Full AI analysis
- 12 months history
- Future predictions
- Smart alerts
- Ask Fynlo anything
- Cancel assistance
Fynlo Pro
$14.99
per month
- Everything in Plus
- Multi-account support
- Bill negotiation
- Savings goals AI
- Monthly reports
- Priority support
Your security is the foundation of everything
🔒
256-Bit Encryption
Same encryption standard used by major banks and the US government.
👁️
Read-Only Access
We can see your transactions to find subscriptions. We can never move or touch your money. Ever.
🚫
Zero Data Selling
We never sell your financial data to advertisers, data brokers, or any third party. Ever.
🏦
Powered by Plaid
Bank connectivity via Plaid — trusted by 8,000+ financial apps and 12,000 financial institutions.
Questions we know you're asking
Be first when Fynlo launches
We're building something that changes how you think about money forever. Join 500+ people on the waitlist — get early access, founding member pricing, and first dibs when we go live.
No spam · Free to join · Unsubscribe anytime · Early access when we launch